Disability benefits, explained in plain English.
If a health condition has stopped you working, you may qualify for monthly benefits. Start with your condition — or answer three questions and we'll tell you what to do next.
- Free
- No account
- 3 questions
- About 60 seconds

How it works
Answer 3 questions
Your age, whether you're working, and whether you've seen a doctor. About 60 seconds.
We tell you if it's worth a call
Honestly. If your situation isn't a fit right now, we'll say so and tell you what would change that.
Talk to a Disability Info Specialist
A person at a benefits advocacy office — not an SSA employee. They'll walk you through what happens next.
What actually decides a claim
Not the name of your condition. Social Security looks at four things, and the fourth surprises people most.

- Your ageThe rules get easier at 50, and easier again at 55.
- Whether you're workingPart-time under the earnings limit does not rule you out.
- Your medical recordsWhat a doctor wrote down that you can and cannot do.
- Your work historyWhat your past jobs physically demanded of you.
Nobody can promise you'll qualify — including us.
What this is, and what it isn't
What we do
- Explain how SSDI and SSI actually work, in plain language.
- Ask three questions to see whether it's worth your time.
- Connect you with a Disability Info Specialist at a benefits advocacy office.
What we don't do
- We don't decide claims. Social Security does.
- We don't work for the Social Security Administration, and we're not endorsed by them.
- We don't charge you anything.
- We don't need your Social Security number.
Start with your condition
48 plain-English guides to what Social Security actually measures — and why the diagnosis on its own never decides it.
Browse all 48 conditions
You are not the only one wondering.
Millions of people between 55 and 65 stop working because of their health and never find out what they might be entitled to — often because the process looks impenetrable from the outside, or because someone told them once that they wouldn't qualify.
Finding out costs nothing and takes about a minute. If it isn't worth pursuing, we would rather tell you that than waste your afternoon.
See where you standNot sure where you stand?
It takes about a minute to find out, and nothing about it commits you to anything.
Monday to Friday, 9:30am to 6:30pm Eastern